b"INTERVIEW ARTO WILLEMSEN | CFO & DIRECTEUR M&A ALPINA GROUPThe ultimate endgame: a future where insurance might not be neededThe Alpina Group is experiencing dynamic growth and has quickly established a strong position in the Dutch insurance market. With notable progress in Belgium, the company has taken its fi rst steps toward a European expansion strategy. We had the opportunity to speak with Arto Willemsen, CFO and Director of M&A at the Alpina Group, to discuss the impact of AI on the insurance market, emerging internationalization eff orts, and his vision for the future.ESTABLISHING A PRESENCE IN THE BELGIAN MARKET We are also cautiously exploring opportunities in Willemsen: 'Over the past few years, the AlpinaGermany. Unlike the Netherlands and Belgium, Group has signifi cantly bolstered its marketGerman intermediaries are mostly tied to insurers position in the Netherlands through both organicas agents. The German insurance market operates growth and strategic acquisitions. This positionquite diff erently, maintaining a more traditional is crucial for our procurement channels andand closed-offenvironment. Therefore, building enables us to make the necessary IT investmentsstrong relationships is crucial for us there. By that enhance customer convenience. Moreover,expanding our off ering internationally, we can our current organizational structure allowstap into a larger insurance market. International us to attract top-tier talent. Building uponexposure signifi cantly enhances our appeal to the knowledge and experience gained in theforeign carriers.' Netherlands, we expanded into the Dutch-speaking region of Belgium a few years ago. In Belgium, the delegated authority model is still in its infancy. Additionally, integration challenges are less complex compared to the Netherlands, as all Belgian intermediaries utilize the BRIO software. ANNIVERSARY EDITION 19"