b"INTERVIEW LYDIA VAN PUIJENBROEK | BUSINESS MANAGER CEO OFFICE ALLIANZ NEDERLAND Expectations for significant changes in the German intermediary marketThe presence of foreign insurers in the Dutch insurance market has increased significantly in recent years. The largest foreign player is Allianz Benelux, which generates nearly 1.7 billion in premium income in the Netherlands. We sat down with Lydia van Puijenbroek, Business Manager CEO Office at Allianz Netherlands, to discuss the differences between the Dutch and German insurance markets.STRENGTHENING WITHIN THE DUTCHout of ten businesses in the Netherlands are DISTRIBUTION CHANNEL clients of an independent financial advisory firm. Van Puijenbroek: 'Allianz Netherlands wasThis percentage is significantly higher compared formed in 2003 through the merger of Zwolscheto a country like Germany. By selling Havelaar & Algemeene and Royal Nederland. The companyvan Stolk and Helviass Verzekeringen to Vanbreda is part of the German Allianz Group and isNederland and acquiring a minority stake in one of the world's largest insurers with overthe combination of these three companies, we 159,000 employees in more than 70 countries.have strengthened our position within the Dutch In the Dutch insurance market, we choose thedistribution channel. The merger offers strategic independent intermediary as our distributionadvantages to all parties involved, but above channel.' In the Netherlands, 61% of the revenueall, it is a positive step for our employees and from insurance and mortgages (excludingcustomers. We look back on a successful merger healthcare) is generated through independentprocess, thanks in part to the guidance of BHB advisors. Three-quarters of consumers and nineDullemond.' ANNIVERSARY EDITION"