b"INTERVIEW JORG QUAPP & EDWIN BOSMA | PARTNERS BHB DULLEMONDBHB Dullemond has a rich and exciting history, but we prefer to look ahead. It is now 2023, a jubilee year. Where do we see ourselves in fi ve years? Partners Jorg Quapp and Edwin Bosma cast a gaze into the future. What are the developments in the fi eld of mergers and acquisitions, and how does the insurance market look in 2028?LOCAL HEROES AND SPECIALISTSBosma: 'Due to infl ation, population growth, and economic expansion, the premium volume will continue to increase. With the population expected to grow by approximately 0.3 million in the next fi ve years, there will be a need for one million more insurance policies. Additionally, the Dutch SMEs have experienced substantial above-average growth, and this trend is expected to continue in terms of both numbers and size in the coming years. This growth is likely to be particularly evident among high-tech enterprises. Intermediaries will need to approach these innovative companies with the right customer-focused specialized knowledge and expertise.Through a niche approach, small insurance agencies can distinguish themselves from larger brokers. Market segments with unique risks, requiring in-depth expertisefor example, in the fi eld of sustainabilityand non-standard insurance solutions. Local heroes and specialists will still hold a relevant position within the Dutch insurance market even fi ve years from now.' ANNIVERSARY EDITION 73"